AI-Enabled Solutions for Faster, Smarter Corporate Lending
Overview
Smart Lending Starts Here – See Why Top Banks Choose Integro
Corporate lending needs real-time visibility and intelligent control—from origination to management. Aurionpro’s Integro Lending Suite makes it seamless. Powered by AI, smart analytics, and trusted by top banks, Integro accelerates origination, strengthens risk oversight, and delivers the precision modern credit operations demand.
Transform Your Lending Ecosystem – Boost Productivity, Minimize Risk
Integro’s corporate lending suite isn’t just a tool—it’s an AI-powered engine for smarter decisions. Automating credit workflows and risk intelligence end-to-end, it enhances productivity, strengthens credit quality, and reduces operational friction—trusted by financial leaders to win in a competitive lending market.
Seamless Corporate Lending – Complete Control from Start to Finish
Integro Corporate Lending Suite
Loan Origination System
- One Obligor exposure
- Omnibus
- Collateral structuring
- Covenant monitoring
- Facility structuring
- Product management
Financial Analysis
- Financial Analysis
- Peer Comparison
- Sensitivity Analysis
- CF Projections (Cash Flow Projections)
Limits Management System
- Exposure Management
- Single View Customer
- Limit Management
- Shared Limits
- Limit Dimensions
- Group Maintenance
Collateral Management System
- Collateral Maintenance
- Valuation Engine
- Covenant Monitoring
- Custodian
- Index/Price Feeds
- Commodity
- Documentation
- Security Allocation
- Document Expiry
Trade Limits
- Earmarking/Allocation
- Utilisation Monitoring
- Trade Limits Management
Early Warning System
- Financial
- Behavioral
- Prediction
- Correlation
Document Management
- Version control
- Checklists
- E signature support
- Expiry and renewal alerts
Smart Rules
- Scorecards
- Obligor Rating
- Facility Rating
- RAROC (Risk-Adjusted Return on Capital)
- Risk Based Pricing
Smart View
- Reports
- Document Generation
- Dashboard
- Data Source
Smart Capture
- Auto Financial Spread
- Document Repository
- Document Upload
- Document Show Diff
Smart Collect
- Debt & Recovery
- Collections
- Write-downs
- Revenue / Expenses
Smart Data Connect
- API Studio
- Risk Data Mart
- Service API
- FAQ
Connect Risk Analytics
- Embedded Finance
- Digital Forms
- Pre-Qualify
- Approval In Principle (AIP)
- Screening
- Alternate Data Assessment
Intelligence
- Computer Vision
- Machine Learning
- Cognitive Computing
- Generative AI
ESG
- Responsible
- Sustainability
- CAG
Digital Form
- Dynamic form builder
- Pre-filled data from core systems
- Conditional logic
- Multi party input
Key Features:
- Intelligent Loan Origination: Streamline complex originations with embedded covenant intelligence, real-time document expiry alerts, and proactive risk validations—engineered for speed, compliance, and control.
- Real-Time Collateral Intelligence: Enable seamless valuation tracking and market integration with multi-asset security structuring, real-time feed ingestion, and continuous integrity checks—powered by smart collateral frameworks.
- Autonomous Financial Analysis: Drive faster credit decisions through AI-powered spread automation, peer benchmarking, sensitivity simulations, and forward-looking cash flow analytics
- Hyper-Granular Limits Management: Manage shared, group, and cross-product exposures with dynamic earmarking, usage thresholds, and real-time exposure visibility.
- Predictive Early Warnings: Spot risks early with behavioral, financial, and predictive analytics—before issues hit your books.
- Adaptive Risk-Based Pricing: Combine RAROC, AI-enriched scorecards, and real-time facility ratings to drive precision pricing aligned to client performance and portfolio strategy.
- Cognitive Document Intelligence: Auto-ingest, analyze, and manage loan documents with AI-based clause comparison, anomaly detection, expiry tracking, and e-signature integration
- GenAI-Driven Underwriting Layer: Leverage machine learning and generative AI for automated credit memos, rationale generation, and anomaly detection
- API-First, Configurable Core: Deploy faster with a modular, open architecture featuring no-code rule builders, real-time integrations, and future-proof data ingestion pipelines.
- Smart Collections & Recovery: Orchestrate end-to-end collections and recovery workflows with audit-ready write-down tracking, legal case management, and revenue realization insights.
Benefits:
- Accelerate Credit Turnaround: Cut decision timelines with AI-generated credit summaries, intelligent data reuse, and automated financial analysis—boosting speed without compromising diligence.
- Strengthen Credit Governance: Institutionalize credit policies and approval frameworks without relying on spreadsheets or email trails.
- Elevate Risk Visibility: In real-time, get a unified, live view of exposures, limits, collateral, and early warnings—enabling preemptive risk action across the entire lending book.
- Stay Compliant and Audit-Ready by Design: Ensure always-on compliance with smart document tracking, regulatory alerts, ESG readiness, and end-to-end audit trails built into every workflow.
- Maximize Portfolio Profitability: Make smarter lending decisions with predictive risk models, performance-based pricing engines, and portfolio-level insight into return on capital.
- Scale with Agility: Expand into new markets, segments, or product lines with an API-first, configurable platform—no costly reengineering required.
- Transform the Credit Experience: Empower credit teams with intuitive, low-friction tools while delivering faster, more transparent experiences to corporate clients and relationship managers.
Success Stats
Leaders in Corporate and SME Lending and Credit Risk Management platforms across ASEAN countries for past 15 years
Commercial platform is used by leading banks in Asia and supports Assets exceeding 1 Trillion dollars