Credit Risk Management

Integro Technologies is a category leader in Chartis RiskTech Quadrants

Overview

Assessment And Management Of Credit – Seamless & Smart

A crucial part of banking operations, lending process calls for more visibility into loan origin, assessing, and its effeicient management. Considering the labor-intensive task of Lending, Commercial Loan Origination is made easy with SmartLender driven by best market practice processes. The solution offers all the operational efficiency involved in the end-to-end Credit Loan Origination, Assessment and Management.

Lending Ecosystem

Integro’s lending product suite is an end-to-end comprehensive credit risk management solution that boosts productivity, improves credit quality, and lowers operational risks.

End-to-end Integrated Credit Risk Management System

SmartLender Suite

SmartLender Commercial Loan Origination

Provides a single point of credit assessment, origination and management, offering a holistic view across the entire Loan Origination, Collateral and Limit management processes.

SmartLender Commercial Pre Qualification

Helps to easily measure and manage Customer relationships in an operationally efficient, simple, state-of-the-art and intuitive way.

SmartLender Commercial Acceptance

Helps to avoid manual process of generating and defining Letter of Offer and Pre disbursement checklist document.

SmartLender Debt & Recovery

Bring loans in default back to normal efficiently and effectively with SmartLender Debt and Recovery

SmartLender Commercial Approval

An end-to-end Credit Risk Management solution to easily originate and manage loans which helps structure deals efficiently using workflow based tools to propose the loan.

SmartLender Commercial Post Approval

Simplified and Streamlined Monitoring to Reduce Loan Losses by easily monitoring, complying and documenting any event that may impact the payback of the Loans.

SmartLender Financial Analysis

Helps you capture Financial Information in a consistent manner with predefined Industry Financial Templates and associated Key Ratios.

SmartLender Collateral Management

In line with Basel II principles, helps with features that enable banks to employ robust processes and procedures to control legal, operation, liquidity and market risk of collaterals.

SmartLender Limit Management

Designed to set limits that keep exposure under tight control with capability to handle concentration risk by the different hierarchies of risk dimensions.

SmartLender Retail Origination

Reduce application turnaround time, improve time to market, and proactively manage risk with SmartLender Retail Origination

Success Stats

Leaders in Corporate and SME Lending and Credit Risk Management platforms across ASEAN countries for past 15 years

Commercial platform is used by leading banks in Asia and supports Assets exceeding 1 Trillion dollars